(617) 830 1795 | contact@culiklaw.com

Free Initial Consultation

Begin by connecting with us so we can hear your story and see how we can help.

Real Solutions For Your Mortgage Issues

Trusted Massachusetts Loan Modification Attorney
Proven Foreclosure Defense in Massachusetts

Culik Law has helped hundreds of Massachusetts homeowners over the last few years secure excellent loan modifications, defend their rights against their bank’s unlawful denials and foreclosures, and even rescind improper foreclosures. Our mission is to provide the best possible solution to each individual’s situation.

To start the process, we offer a Free Consultation so we can get to know you, find out more about your mortgage matter, and suggest the best next steps to give you the best possible outcome.

There are many types of mortgage issues you face as a homeowner, and the best possible solution is not always one size fits all. We begin with looking at your particular concerns carefully, then we look for the best solutions and legal leverage to address the issues you are facing and achieve the goals important to you.

How We Can Help

  • Loan Modifications
  • Postponing Foreclosure Auctions
  • Restraining Orders and Injunctions Against Banks
  • Challenging Bank Foreclosures and Rescinding Unlawful Foreclosures
  • Chapter 7 and Chapter 13 Bankruptcies
  • Predatory Lending Violation Defense
  • Violations of the Truth in Lending Act, Massachusetts Consumer Credit Cost Disclosure Act, Real Estate Settlement and Procedures Act, and Chapter 93A
  • Principal Reductions
  • Balance Settlement and Negotiations

Latest Posts


Loan Modification

More Info

A loan modification changes the terms of your loan, allows it to be reinstated if you have fallen behind, gets you a payment you can afford, lowers your interest rate, and in some cases reduces your overall principal.

Rather than just process loan modification applications, which you can do on your own, we have developed a unique legal defense strategy, and will litigate against the servicer and/or investor if necessary when they are violating homeowner’s rights, not adhering to guidelines, or have participated in predatory lending practices.
This is what sets us apart as a Massachusetts loan modification attorney.


Foreclosure Defense

More Info

Every foreclosure situation is different and deeply affects the lives of the individuals involved. We listen to your story and provide you with the legal backing to achieve the best possible end result. We’re known for fighting against banks and winning.

Our strategy is to look at each case individually and find leverage we can use to help you avoid foreclosure even at the last hour. From the early stages of foreclosure, to the last-minute restraining order, to having unlawful foreclosures rescinded, we put our experience as a trust Massachusetts foreclosure attorney to work for people like you.


Mortgage Violations

More Info

The days of being able to trust that your mortgage or the servicing of your mortgage can be trusted have come to an end. Banks and servicers repeatedly violate laws and mishandle mortgages.

During the life of a mortgage many problems can surface whether it’s from a faulty mortgage closing, errors in your mortgage documents or when they were recorded, or problems that arise during the servicing of your mortgage. Whether you are facing foreclosure or not, these issues should be addressed to prevent you from losing money, claims, or certain rights.


Bankruptcy

More Info

If you are facing foreclosure on your home, bankruptcy may be able to help. In many cases, filing Chapter 7 bankruptcy can delay the foreclosure by a number of months.

In other cases and often for a more long-term solutions, some people may be able to save their home by filing for Chapter 13 bankruptcy.

If you’ve tried other options or have significant other debit, bankruptcy may be a good option for securing your home and finding more financial freedom.

See how we’re doing.

See what clients have said about help we’ve provided with loan modification and foreclosure defense.

Back to Top
  • outrage